What Should I do for Holiday Parties?

As the year starts to wind down and the Christmas lights go up, millions of Americans will be celebrating the holiday season. For those who are getting ready to host holiday parties, it is important to make sure you take all the right measures to plan for a safe and successful party. Here are a few tips to make sure you and your guests are protected.

Make arrangements for alternative modes of transportation

It should come as no surprise that the number of DUI’s increases around the holiday season. In 2015, there were over 9,000 auto fatalities due to drunk driving. The cost of a DUI can reach as much as $45,000 due to insurance rate increases, legal/attorney fees, towing service charges, and DUI classes.

You can do your part to make sure your guests get home safe. Rideshare services such as Uber & Lyft are a great way for guests to carpool to and from your event. Didn’t take Uber or Lyft? Have the number of your local Taxi service on hand as well. The cost of an Uber or taxi ride is much cheaper than the cost of a DUI.

Hire a Professional Catering Service

Hiring a professional catering service will not only save you time but also help reduce your risk of spreading foodborne illness. A well-trained catering staff is trained to look out for any food allergies. They will also have strict quality standards including monitoring the temperature of foods and keeping a clean kitchen & serving area.

Childproof your home

If you have children attending your party, then you will want to do some basic childproofing around the house. Look for small items that infants and toddlers may choke on and lock them away. Ensure that all medicines are locked away. Make sure that access to areas like the kitchen, bedrooms, basement, or laundry room are restricted.

Make sure your insurance is up to date

Holiday parties present a significant liability exposure. If a guest slips and falls or there is damage to your home, you want to make sure you are properly insured. Without the right coverage, you could be liable for any damage to your property or liability claims brought against you. With the proper homeowner’s policy, you can ensure your home, and its contents are protected.

To learn more about our home insurance products, give our office a call. Our licensed agents can help you choose the right coverage designed to fit your needs.