19
FEB
2018

Why do Single People Need Life Isnurance?

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In honor of Insure Your Love Month at the Michael Delaney Farmers Insurance Agency, we will be exploring the topic of why single people need life insurance. While life insurance is a must have for married couples and families alike, single people still have a need for life...
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29
DEC
2017

Tips for Reducing Your Homeowners Insurance

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There are a variety of ways to help save on the cost of homeownership such as having energy efficient appliances, keeping up with routine maintenance, and refinancing your home mortgage. Another area where you might be able to reduce your costs is with your homeowners insurance....
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01
DEC
2017

Insurance Solutions for Vacation Homes

At Farmers Insurance, we have a variety of insurance solutions tailored to real estate investors be it landlord, vacant home, or commercial real estate insurance. Recently, Farmers introduced a brand new product designed to help real estate investors who own vacation rental...
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Cyber Liability insurance necessary for business owners to have
31
JAN
2017

Why Businesses Need Cyber Liability Insurance

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Creating a website is simple. The exposures that come with it are not. Companies that publish information made available to the general public via websites face the same legal exposures as publishers, yet most have little or no concept of their legal responsibilities. New...
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Champagne being Poured At Holiday Party
09
NOV
2016

Holiday Parties

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What Should I do for Holiday Parties? As the year starts to wind down and the Christmas lights go up, millions of Americans will be celebrating the holiday season. For those who are getting ready to host holiday parties, it is important to make sure you take all the right...
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Husband and Wife Signing Life Insurance Document
30
SEP
2016

Life Insurance for Business

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You’ve protected your business with your business owner policy, workers compensation, and commercial umbrella. What happens if one of your key people suddenly passes away? Would the business be forced to close its doors? Will production take a hit? The loss of a business owner or...
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Importance-of-Umbrella Insurance
18
AUG
2016

The Importance of Umbrella Insurance

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According to Forbes.com, California was ranked as one of the top 10 worst states to be sued in. Forbes cited California as one of the top 10 worst states due in large part to unpredictable juries, excessive punitive damages, and a slow summary judgment process. Los Angeles has...
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Why Do I Need Life Insurance Client Blog
07
JUL
2016

Why do I Need Life Insurance?

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At 20 years old, Brittney LaCombe never expected to become the head of her family’s household. That all changed the weekend of May 8, 2011. Britney took a camping trip with her mother and two siblings for Mother’s Day.  When her mother started experiencing severe foot pain,...
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08
JUN
2016

Rideshare Insurance 101

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If you were to look in the app store, chances are you’re going to see applications like Uber and Lyft ranking as some of the top downloaded applications. Over the last few years, transportation network (AKA rideshare) companies like Uber and Lyft have been attracting drivers...
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Elderly Couple Looking At Their Insurance Papers
07
MAY
2016

How Can Indexed Universal Life Work for You?

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You insure your automobiles, your home, and your prized motorcycle. What about insuring your love? With life insurance you can rest assured that your family will be taken care of in the event of your passing away. There are a variety of life insurance plans out there ranging from...
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Car Insurance Companies Provide Insurance Services For Homes
04
APR
2016

Common Gaps in Homeowners Insurance Coverage

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Having the right kind of homeowner’s policy will ensure that you are protecting one of your most valuable assets. Whether you are buying your first home or purchasing another investment property, it is important to review your policies and make sure you have the appropriate...
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Stethoscope Next to 100 Dollar Bill
15
MAR
2016

4 Reasons Why Your Business Should Offer Health Insurance

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Want Harder Working Employees? Here’s 4 Reasons How Offering Health Insurance Can Help For most, one of the biggest perks of having a full-time, stable job is being able to get health benefits. Health insurance is one of the largest perks that come with full-time employment, and...
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A Man Taking a Photo of His Smashed Bumper for His Car Insurance Company
10
FEB
2016

In an Accident? 6 Steps to Filing a Car Insurance Claim

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Unfortunately, accidents happen. Traffic surrounding the South Bay is known for producing the occasional fender bender.  No matter if you’re the one at fault or not, getting in an accident can add stress to your life that may not have been present before. Rather than letting the...
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Happy Customer with New Car Insurance Plan
10
JAN
2016

First Time Car Insurance Buyers | What You Need to Know

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Buying your first car is a very exciting experience. With your own vehicle comes your own independence, but it also comes with responsibilities. As a driver, you are at liability for the maintenance, damages, and repairs of your own vehicle and others that are involved. To keep...
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Businessman protecting paper people
10
DEC
2015

Protecting Your Business With Business Liability Insurance

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No matter the size of your business, you need protection. Without protection against the unknown, your business can suffer immense consequences. Using Business Liability Insurance To Protect Your Business To keep your business and its assets safe from major costs and other...
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woman looking at forms while moving into a new place
10
NOV
2015

4 Common Myths About Renters Insurance

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Renters insurance is something that all renters should consider. This insurance plan provides you with protection for your belongings, legal and medical expenses that can occur in your apartment or home. Many renters have misconceptions about what renters insurance is and what it...
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Man holding a red woolen heart concept for valentine's day, business customer care, charity, social and corporate responsibility
10
OCT
2015

October is Health Literacy Month | Are You Prepared?

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This month is health literacy month, and in honor of spreading health resources, we are breaking down the basics of health insurance. Although some healthcare costs may be costly, it is important to understand why they are needed for healthy living. What are you paying for every...
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Grandparents And Granddaughter Walking On Winter Beach
10
SEP
2015

4 Medical Conditions That Can Affect Your Life Insurance Application

One of the most common reasons why Americans do not have a life insurance policy is that they believe that they will not qualify. Many, if not all, insurance providers look at your medical history before granting you a policy, but what exactly are they looking at? Before...
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Happy family walking along a dirt road in fall.
02
SEP
2015

Preparing for the Unexpected

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If you’re like me, you probably think of insurance as just another bill, until you actually need it. Items like your car and you home can easily be replaced if they are lost, damaged, or stolen. What happens when your most important asset, your ability to earn, is taken...
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motorcycle
10
AUG
2015

Scooter VS. Motorcycle: Which is Right For You

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Are you contemplating buying a scooter? Maybe you have your heart set on a motorcycle? Before you decide which is the right two-wheeled toy for you, consider the following. What is the Difference Between a Scooter and a Motorcycle? Although these motorbikes are very similar in...
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businessman and businesswoman are handshaking over binders
15
JUL
2015

5 Myths Business Owners Use To Avoid Workers’ Compensation

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5 Common Myths That Business Owners Use to Get Out Of Having Workers’ Compensation Are you a business owner? If so, your business needs a workers’ compensation policy. Don’t be like the many business owners who cover their excuses with terrible and inaccurate myths. We have heard...
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MCD-Blog
18
JUN
2015

Think Your Business Is Covered In Your Office Rental? Think Again.

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No matter the size, location, or cost of your office rental space, it is crucial that your business is covered. In most cases, your building will be covered by the landlord, but your business’ assets are not. All of the information that you store for yourself and your clients are...
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MayBlog
15
MAY
2015

Will You Be Covered In The Next Earthquake?

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Unfortunately, there have been many recent earthquakes that have literally shaken up the lives of many around the world. From Nepal to California, the buzz about earthquakes is always present. With California expected to encounter “the big one” any day now, it is important to...
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15
APR
2015

Understanding Disability Insurance

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Usually, we focus all of our time and research finding the right kind of homeowners or car insurance policy for us. We often overlook the possibilities of disability insurance, when we should be looking for it first. If you were to have an accident or become injured, how would...
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Female doctor with the stethoscope holding heart
15
MAR
2015

Why Health Insurance Is Important

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Because your health is important, having a reliable health insurance plan will give you the peace of mind that you need knowing you will be taken care of in case of an emergency or unexpected illness. Because a trip to the emergency room can be very costly, a health insurance...
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Portrait Of Extended Family Group In Park
10
FEB
2015

Why You Should Invest in Life Insurance

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Have you ever wondered if life insurance is necessary or what type of life insurance you should have? We have listed several benefits of each to help you determine which would be best suited for you. Benefits of Life Insurance With life insurance, you can rest assured that your...
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Happy young man with new car
10
JAN
2015

How to Choose the Best Auto Insurance

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Driving a car is an enormous responsibility. While it may seem like an easy operation, we often don’t think about how dangerous it actually is until we hear about, see, or are in an accident. Whether a collision is big or small, the expenses may be more than you can afford,...
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Team photo
01
JAN
2015

Welcome to the MCD Insurance Agency Blog!

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We would like to take this opportunity to thank our loyal customers for your continued business and our potential customers for your consideration! We love helping the South Bay make informed decisions about insurance and appreciate the opportunity to serve you and your...
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Questions about life insurance? Contact us!