Are you contemplating buying a scooter? Maybe you have your heart set on a motorcycle? Before you decide which is the right two-wheeled toy for you, consider the following.

What is the Difference Between a Scooter and a Motorcycle?

Although these motorbikes are very similar in appearance, their function is very different. With a scooter, you will receive a lower-performance vehicle. Scooters are designed for function and practicality first and power second. A scooter typically can get up to 60 mph, while a motorcycle can get up to 100 mph and higher. Scooters are typically cheaper, get better gas mileage, and are more maneuverable. A motorcycle, on the other hand, is faster, more stable at high speeds, and better for highways.

Now that we understand the main components of both scooters and motorcycles, let’s review some common questions that will help make your decision a little less bumpy.

Which is Safer?

Any two-wheeled vehicle takes more coordination and skill than simply driving a car. Because one of the main differences between these two is speed, this is something we must consider. Because most accidents happen on 35 mph and under roads, it would seem that motorcycles are safer, but this can be challenged as well. Because motorcycles can go almost as fast as most modern vehicles, the driver must have skill and coordination to accommodate it.

Another thing to consider is the size of these vehicles. Because scooters are smaller than motorcycles, they can be easily hidden in blind spots. Motorcycles are broader and typically longer than scooters, making them have more of a presence on the road.

If you are a first time motorcycle rider, it is recommended that you take a motorcycle safety course. To find a safety course near you, check out the Motorcycle Safety Foundation. The Motorcycle Safety Foundation has a number of basic rider courses designed for both motorcycle and scooter riders.

Which is More Convenient?

Unfortunately, we can’t give you a clear answer on this question. This all depends on what you are deciding to use your motor vehicle for.

If you are a city dweller that is looking for a quick and easy ride, a scooter might be the better option for you. Scooters can easily zip through busy streets and offer you an easier option for parking. Scooters are also very fuel efficient, which will help eliminate costly gas fees that you would have in a car.

If your commute is a little longer and you are looking for a vehicle with more power to handle highways, consider a motorcycle. Motorcycles offer more power for longer commutes and offer more stability to riders. Motorcycles are also fuel efficient, but use more gas than scooters because of their ability to reach higher speeds.

Which is Easier to Ride?

Typically, scooters are easier to ride. Why? A motorcycle usually comes equipped with a clutch and gearshift that you must be able to operate for a smoother ride. Scooters are equipped with an automatic transmission so that you can just turn the key and speed off.

Once you get the handling of these vehicles down, you have to consider the techniques you will need for driving them. Both of these vehicles will take training to get accustomed to the way they move, operate, and how comfortable you feel on them.

Which is Cheaper to Insure?

With vehicles like motorcycles and scooters comes specialty insurance. Like an auto insurance policy you have similar coverages such as liability (bodily injury and property damage), uninsured/underinsured motorist coverage, medical payments, comprehensive deductibles, and collision deductibles. While specialty insurance policies have some resemblance to auto insurance policies, there are special coverages to take into consideration. For instance, your safety equipment (helmets, gloves, vests, and jackets) can be covered by a motorcycle or scooter policy.

Towing and roadside assistance is another item to consider. An auto insurance policy will cover up to a certain dollar amount (usually up to $150). On a motorcycle/scooter policy, towing and roadside coverage will pay for reasonable expenses for towing to the nearest qualified service facility, any labor performed at the sight of disablement/breakdown (ie. battery boosts, gas, oil, fluid replacement, or water). There is also coverage available for “trip interruption” if you are more than 100 miles from home. Trip interruption coverage will cover your motorcycle or scooter if damage to your bike is caused by theft, larceny, contact with a bird or animal (if your bike can’t move under its own power), or collision. Trip interruption coverage will also provide you with money for food, lodging, and transportation.

When it comes to the price of insurance there are a number of variables that can affect your rate. Typically, scooters are cheaper to insure. Scooters are not usually ridden in high-risk areas. Your scooter is hardly seen on the highway, which makes it easier to get more affordable policy.

We hope that these questions can help you make the right decision. Insurance for you motor vehicle is mandatory in the state of California. When you decide on the right option for you, you can get an instant quote for your vehicle here! Speed off in your new ride, while we help protect you from the unexpected.

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