At 20 years old, Brittney LaCombe never expected to become the head of her family’s household. That all changed the weekend of May 8, 2011. Britney took a camping trip with her mother and two siblings for Mother’s Day. When her mother started experiencing severe foot pain, Britney called 911 and had her mother sent to the nearest hospital. Doctors initially thought she had a case of cellulitis and kept her over night as a precaution. Less than 10 hours after leaving with her two sisters, Britney received a call from the hospital saying that her mother was unresponsive. Despite the doctors’ best efforts to revive her, Britney’s mother passed away on May 9, 2011 due to a pulmonary embolism. In a matter of months Britney and her sisters found themselves having the bank foreclose on their parent’s house, falling behind on bills, and having to rely on assistance from friends and family just to get by.
Stories like Britney’s are all too real. Fortunately, Britney was the recipient of a scholarship from the LIFE Foundation. Now she is able to pursue her career as a social worker and help families like hers go through the grieving process.
According to the Life Happens Foundation, there are an estimated 95 Million Americans living without life insurance. Another 86% haven’t bought a life policy because they think it is too expensive.
You insure your important assets such as your automobiles, your home, and your toys. What about your ability to earn? Life insurance provides a simple answer to a difficult question: how will my family manage financially when I die? It’s a subject that nobody likes to talk about. If you have someone that depends on you financially, the tax free death benefit from a life insurance policy can:
- Pay for funeral expenses
- Settle any outstanding debts
- Provide income replacement
- Pay for college education
- Continue a family business
- Supplement retirement income
The most important benefit of life insurance is creating a legacy that lasts for generations to come. If you love somebody or owe somebody, life insurance is the right fit for you. To learn more about the different plans we offer, call us for a free consultation today.